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* OFFER TO PAY CLOSING COSTS: Additional terms and conditions apply, call for details. RP Funding will issue a lender credit at closing for the amount of closing costs on loan. Lender credit will include the following fees: lender fees, government recording charges, documentary stamps, intangible taxes, appraisal fee, and title charges. Appraisal fee paid by purchaser up-front but fully credited at closing. Lender credit does not include rate discount costs/discount points, prepaid items (including mortgage insurance premiums, interest, property taxes, homeowners insurance, and any escrow accounts), or the payment of a mobile notary fee if the selected closing agent has an office which serves the area, or additional non-standard services requested by the purchaser. Included closing costs are paid in the form of a lender credit at closing. Additional limitations to the lender credit may apply when used in conjunction with any other RP Funding offer(s). Consumer may choose not to impound escrows. In such an event additional costs may apply. Offer to pay closing cost on purchase requires bundling of real estate agent from Listed.com along with RP Funding for mortgage.
** $1,000 Mortgage Challenge/Guarantee requires a minimum loan amount of $100,000 and applies to Fixed Rate Loans only. This Challenge/Guarantee is not applicable to Jumbo Loans, which are loans for $424,100 and greater, and does not apply if borrower is declined by R P Funding for not meeting credit or income program guidelines. Borrower must provide Loan Estimate Disclosure to R P Funding from competing lender on the same day the competitor's terms are offered. Loan program offered by competitor must be a program R P Funding currently offers. This price match challenge / guarantee may be combined with other R P Funding offer(s) upon Lender's approval. This offer does not apply to prior locks or terms, and R P Funding must have an opportunity to beat the terms. In the event that R P Funding is unable to beat the terms of the competing lender, borrower must provide the final executed Closing disclosure, the first page of mortgage note after closing and funding, and the lock-in agreement dated the same day terms are presented to R P Funding, all of which will be used to verify competing lender's terms have not changed at closing. The $1,000 Mortgage Challenge/Guarantee is not applicable if the loan closes on terms different than those detailed in the Loan Estimate Disclosure provided to R P Funding. Change in terms include, but are not limited to, changes in loan amount, loan program, fees, discounts, lender credits, rate, APR, buy-downs, years of term, origination, down payment, seller or any interested party credits, and within the time of the competitor's initial lock in, or any other material loan changes not specifically mentioned here. The price match challenge / guarantee is inclusive of ANY and ALL R P FUNDING lender credits.
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